Most everybody has a savings and checking account and most everybody earns less then 1% a year on the interest rate that is associated with their savings account. There are plenty of banks out there that offer a lot higher of a rate for your savings account. This is a no brainer. Why earn 1% on your money when you can be earning 3% or higher with no extra fees. http://www.managingmoney.com money.com has a great list of banks that offer a lot higher rate then your local bank.
This is a great way to earn some extra money through out the year by just simply moving some money around.
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